Flood Insurance in Port Arthur — TWFG Terry Cauthen Insurance
TWFG Terry Cauthen Insurance
Flood Insurance in Port Arthur
Protect your home and business from Southeast Texas flooding.
Southeast Texas knows flooding — are you covered?
Southeast Texas knows flooding. Standard homeowners and renters policies do not cover flood damage — you need a separate flood policy. TWFG Terry Cauthen Insurance helps homeowners, renters, and business owners find flood coverage through the National Flood Insurance Program (NFIP) and private flood carriers.
Coverage Options
Building Coverage
Covers the physical structure of your home or building, including foundation, walls, electrical, plumbing, and HVAC systems.
Contents Coverage
Covers personal belongings inside your home — furniture, electronics, clothing, and valuables damaged by flooding.
NFIP Policies
Federal flood insurance through the National Flood Insurance Program, available to homeowners in participating communities.
Private Flood Insurance
Private market flood policies that may offer higher limits, broader coverage, and faster claims than NFIP.
Renters Flood Coverage
Flood contents coverage for renters whose belongings are at risk from rising water.
Coastal and High-Risk Coverage
Specialized solutions for coastal properties and high-risk flood zones common in Southeast Texas.
Frequently Asked Questions
More Carriers, Better Options
As an independent agency, we're not tied to one insurance company. We shop your policy across hundreds of trusted carriers to find the right coverage at the right price.
Family, Not Just a Policy Number
You'll work with a real local agent who knows your name and your needs — not a call center. We're here for the big moments and the small ones.
Renewals Shopped Every Year
We don't just set it and forget it. Every renewal, we re-shop your policy to make sure you're still getting the best rate available.
Ready to Get Covered?
Call us or request a free quote online. We'll shop the market and find the right fit for you.