Contractors Insurance — TWFG Terry Cauthen Insurance
TWFG Terry Cauthen Insurance
Contractors Insurance
Coverage built to protect contractors from the risks of every job site.
Every job site carries risk. Be ready.
Every job site carries risk. TWFG Terry Cauthen Insurance helps general contractors, subcontractors, and specialty trades across Southeast Texas find coverage that protects their work, their tools, and their business from the unexpected.
Coverage Options
General Liability
Covers bodily injury and property damage claims arising from your contracting operations.
Tools and Equipment
Covers your tools, equipment, and machinery against theft, damage, and loss on and off the job site.
Commercial Auto
Covers vehicles used in your contracting business, including work trucks and vans.
Workers Compensation
Covers medical costs and lost wages for employees injured on the job site.
Builders Risk
Covers buildings under construction against fire, vandalism, weather, and other covered events.
Completed Operations
Covers claims arising from work you have completed after the project is finished.
Frequently Asked Questions
More Carriers, Better Options
As an independent agency, we're not tied to one insurance company. We shop your policy across hundreds of trusted carriers to find the right coverage at the right price.
Family, Not Just a Policy Number
You'll work with a real local agent who knows your name and your needs — not a call center. We're here for the big moments and the small ones.
Renewals Shopped Every Year
We don't just set it and forget it. Every renewal, we re-shop your policy to make sure you're still getting the best rate available.
Ready to Get Covered?
Call us or request a free quote online. We'll shop the market and find the right fit for you.